Post-Secondary Education Scheme
The Post-Secondary Education Account (PSEA) scheme is administered by the Ministry of Education (MOE) which allows students to utilize the funds in their own and/or their siblings' PSEA accounts for the payment of selected fees and costs (consider to standardise the terminology used at the eligibility section, or reference MOE’s terminology).
Eligibility
Singapore citizens who are pursuing a MOE subsidised programme and have a PSEA account. You may utilize your own or your siblings' PSEA funds for the payment of your tuition fees and miscellaneous fees. To check the amount of available funds in your PSEA, call MOE Autophone System at 6260 0777.
Sequence of fee payment methods
For students who are using a combination of loans &/or subsidies to settle their MOE subsidised tuition fees, the disbursement sequence is as follows:
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NAFA in-house Scholarships, Merit Awards or Bursaries
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Mendaki Tertiary Tuition Fee Subsidy (TTFS) where applicable.
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PSEA funds where applicable.
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CPF funds under the CPF Education Loan Scheme where applicable.
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Government Bursary where applicable.
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Tuition Fee Loan (TFL) where applicable.
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Study Loan (SL) where applicable.
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Higher Education Student Loan (HESL) where applicable.
The total disbursements shall not exceed the amount of tuition, compulsory miscellaneous and late fees payable.
PSEA Standing Order (SO)
For ongoing withdrawal of PSEA fund to pay for BOTH tuition fee & compulsory miscellaneous fees, a Standing Order (SO) has to be established with MOE.
Once the SO is established with MOE, funds equivalent to your total tuition fee & compulsory miscellaneous fees or your available PSEA funds (whichever is lower) will be automatically withdrawn each semester.
MOE will inform students of the application outcome. A monthly Transaction Statement will be sent to the account holder if there are PSEA contributions, withdrawal or refund transactions in the previous month.
Apply for PSEA Standing Order (On-going withdrawal)
Click here for PSEA Standing Order online application.
For ongoing withdrawal of PSEA fund to pay for BOTH tuition fee & compulsory miscellaneous fees, a Standing Order (SO) has to be established with MOE.
(Note: For student below 21 years old, please inform your parent to submit your online application on your behalf)
Click here for step by step guide.
PSEA adhoc application
PSEA adhoc application is a one-time payment for any one particular semester. One application form is to be submitted for each specific withdrawal.
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Payment of Tuition Fees and Compulsory Miscellaneous Fees
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If you have already established PSEA Standing Order during your polytechnic/university studies, Ad Hoc Withdrawal is not applicable to you.
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If you are already on the CPF Education Loan Scheme and applied for adhoc use of the PSEA funds for the payment of your tuition fees, please note that you will incur the CPF withdrawal fee unless you are successful in revoking your CPF Education Loan Scheme before CPF Board carries out the withdrawal for the affected semester. Please consult CPF Board for more details.
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Reimbursement of fees for approved overseas trip
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The programme must be approved and endorsed by the Academy to be relevant to the course the student is pursuing.
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Submit application and support documents within TWO months from the completion of the programme.
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Claimable transactions include:
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Course / programme fee
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Flight (from Singapore to host country & return trip)
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VISA
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Accommodation (per person)
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Compulsory health screenings/Vaccination
(Expenses not in the list are excluded)
Apply for PSEA adhoc application (One-time withdrawal)
Step 1: Please download PSEA adhoc application form here
Step 2: Submit your respective supporting documents together with PSEA adhoc application form to [email protected]
Student below 21 years old at the point of submission, please inform your parent to submit your online application on your behalf.
*If your sibling is 21 years old or above, please provide their email address for authorization.
*If your sibling is below 21 years old, please provide your parents' email address if this form is not submitted by your parent. MOE will contact your siblings/parent to give the authorization through the email addresses provided.
*If using more than one siblings' PSEA, please enter the details of the sibling whose PSEA will be deducted first.
Application outcome for PSEA adhoc application
If your application is approved, MOE will proceed to release the funds to the university within 4-5 weeks from your application submission date. There will be a delay in the release of funds if your document/information is not complete.
If your application is not successful, we will inform you via your NAFA email to resubmit your application within 2 weeks from your application submission date.
MOE will not send you any statement at the point of withdrawal to update you on the amount withdrawn. They will send you a withdrawal statement at the end of the 3rd month after your submission date.
Before you receive the withdrawal statement, you may call MOE Autophone System at 6260 0777 to check on your fund balance.
Application period for PSEA Standing Order
PSEA Standing Order (Ongoing withdrawal) for Tuition and/or Miscellaneous Fees
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To Take Effect From
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Application Period
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Note
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Semester 1 AY2026/27
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27 Apr 2026 to 31 July 2026
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If you have missed the application deadline for the Standing Order (ongoing withdrawal), you may apply for adhoc withdrawal (one-time withdrawal). However, please note that the PSEA funds may not be released in time to pay for your tuition/miscellaneous fees by payment due date. Please also note that for adhoc withdrawal (one-time withdrawal), it can only be used to pay for your tuition/miscellaneous fees incurred within the same semester as you apply for the withdrawal.
For overdue payments, a late payment fee is charged by the Academy.
Students are advised to pay the outstanding fees first even after they have submitted the PSEA application. Once the PSEA funds are in, the amount withdrawn will be reimbursed to the student.
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Semester 2 AY2026/27
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1 November 2026 to 31 December 2026
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Use of PSEA for repayment of loan
PSEA holders can use their own PSEA funds to repay the principal loan amount of the approved government education loans listed below and any interest charged in respect of the loans after they had left the institution.
CPF Education Loan Scheme
Tuition Fee Loan (TFL)
Study Loan (SL)
Higher Education Student Loan (HESL)
For more information, please visit MOE website at https://www.moe.gov.sg/financial-matters/psea/funds-balance-and-usage
Cancellation of PSEA Standing Order
To terminate the PSEA Standing Order by submitting an online application using your SingPass.
(Student below 21 year old at the point of submission, please inform your parent to submit your online application on your behalf)
You will receive a letter informing you of the outcome from MOE of your standing order termination within 3 weeks after the form submission.
MOE Contact